If you’re near retirement — or already there — market dips hit differently. When you’re still in your 30s or 40s, a downturn is just a blip on a long timeline.When you’re in your 50s, 60s, or beyond?It feels a lot more personal. A lot more urgent. You’re not just managing money anymore.You’re managing peace […]
On January 4, 2025, President Biden signed into law the Social Security Fairness Act, a significant milestone in addressing long-standing issues within the Social Security system. This new legislation eliminates two controversial provisions: the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO). These provisions have historically reduced the Social Security benefits of certain […]
It starts small.Fewer cars on the dealership lot.Half-empty restaurants on a Friday night.A “maybe next year” when customers talk about their next big vacation. It’s not your imagination.Consumer behavior is shifting — and small businesses are feeling it.
